Legal Notice

Legal Notice

Effective Date: 10/04/25

Welcome to EmpowerYourCredit.
By accessing or using our website and services, you agree to the terms outlined below.

1. General Information

EmpowerYourCredit provides educational, consulting, and coaching services to help individuals understand and manage their personal credit.
We are not a credit repair organization as defined under federal or state law and do not provide legal or financial advice.

2. Third-Party Platforms

Our website utilizes secure third-party platforms for:

Document storage and submission

Online payments and subscription management

We are not responsible for the policies, actions, or security practices of these third-party providers, though we take reasonable measures to ensure their reliability and compliance.

3. No Guarantees

While we strive to provide accurate guidance and resources, we do not guarantee specific outcomes regarding credit scores, credit reports, or financial results.
Your progress depends on your individual circumstances, credit history, and the cooperation of credit bureaus and creditors.

4. Limitation of Liability

To the fullest extent permitted by law, EmpowerYourCredit and its affiliates are not liable for any losses, damages, or claims resulting from:

The use or inability to use our website or services

Any third-party platform outages or actions

Delays, errors, or disputes with credit bureaus or creditors

5. Intellectual Property

All content, logos, graphics, and materials provided on this website are the intellectual property of EmpowerYourCredit and may not be used, reproduced, or distributed without prior written consent.

6. Changes to This Notice

We may update this Legal Notice periodically to reflect changes in our services, policies, or applicable laws.
The updated version will be posted on this page with a revised “Effective Date.”

Contact Us

If you have any questions about this Legal Notice, please contact us at:

📞 Phone: 619-538-3771

• Photo by Sean Pollock on Unsplash